What Envelopebudgeting customers say
They sell a banking app built around envelope budgeting, with a strong appeal to former Simple users and households that want spending controls. Their best evidence is the combination of dedicated envelopes, virtual cards, automated allocations, and a simple interface, while their largest trust problems involve paid access before approval and a difficult first-run experience. You can compete by making the mechanism easy to test, explaining access and billing before collecting data, and covering the banking workflows their users still request.
- Researched
- 29 August 2026
- Sources
- 2 of 9 answered
- 0
- ads found
- 82
- reviews found
- 2
- sources read
- 4.20
- review rating
Envelopebudgeting reviews, read · 60 of 82 read one by one · 2026-08-29T18:07:55.254Z
They have a strong product story for people replacing Simple and for households that want budgeting built into banking. The recurring weaknesses are paid access before account approval, identity and deposit requirements before evaluation, and gaps in Android, web, onboarding, and advanced banking features. You can attack the trust gap directly by showing the product mechanism and the full access and approval path before asking for money or sensitive information.
- 82
- reviews in the window
- 4.17
- average rating
- 20%
- one or two stars
- 7%
- answered by the brand
- 0
- day window
- none
- carry an English text
Rating
Source
82 of 82 reviews · fetched 2026-08-29 · first run, nothing to compare against
Great app. Needs more support
Love this app but the lack of updates is concerning.
Simple is Back
The title speaks for itself if you know, what simple is, it’s definitely back!
Switched from Qube Money to Envelope
Great switch from Qube Money. Envelope has the bank relationship.
So Grateful for Envelope
Finally, a bank that budgets the way I do. Automate your budget, know how much you can spend each paycheck - perfection. Life changing!
Harry n
This is the best budgeting app out there. Instead of it just helping you understand where you are spending after you spend it stops you from breaking your budget. Anyone trying to follow a budget should use this app! It will change your life.
Great start, Looking forward to more robust functionality.
I feel like I willed this app into existence, with how perfectly its overall brief meets my needs. Using it BASICALLY works, but I’m hoping for things like Plaid-compatible bank logins, the ability to dictate how virtual cards show up in Apple Wallet, envelope cards being able to accept reverse debits (like an instant Venmo payment, for example) Still. Even with that, this is a tool I wished existed, and then found out it did. Keep up the good work.
Best banking solution ever for families
Saved our family finances. Best banking and budgeting took for families and individuals. Saved us.
Best Budgeting App I’ve Ever Used!!!
This app is so good… I promote it like the developers are paying me!! This app is a tool the helps you IN REAL TIME budget and think about your spending. A lot of apps you give a projection of what you want to spend or can spend. You normally would set aside money for a, b, c, etc. after that you do the best you can remembering how much is in the budget and so forth. This app goes another step. You actually have features that make you think twice about spending. You keep your money nice and neat in the envelopes. No more surprise transactions because each envelope can have a virtual card. I connect Netflix to it’s on Envelope and fund it accordingly. Amazing app.
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