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Competitor decision brief

Visit envelopebudgeting.com

What Envelopebudgeting customers say

They sell a banking app built around envelope budgeting, with a strong appeal to former Simple users and households that want spending controls. Their best evidence is the combination of dedicated envelopes, virtual cards, automated allocations, and a simple interface, while their largest trust problems involve paid access before approval and a difficult first-run experience. You can compete by making the mechanism easy to test, explaining access and billing before collecting data, and covering the banking workflows their users still request.

Researched
29 August 2026
Sources
2 of 9 answered
0
ads found
82
reviews found
2
sources read
4.20
review rating

Envelopebudgeting reviews, read · 60 of 82 read one by one · 2026-08-29T18:07:55.254Z

They have a strong product story for people replacing Simple and for households that want budgeting built into banking. The recurring weaknesses are paid access before account approval, identity and deposit requirements before evaluation, and gaps in Android, web, onboarding, and advanced banking features. You can attack the trust gap directly by showing the product mechanism and the full access and approval path before asking for money or sensitive information.

82
reviews in the window
4.17
average rating
20%
one or two stars
7%
answered by the brand
0
day window
none
carry an English text

Rating

Source

82 of 82 reviews · fetched 2026-08-29 · first run, nothing to compare against

★★★☆☆2026-08-17

Great app. Needs more support

Love this app but the lack of updates is concerning.

App StoreUSv1.42.460ui-change
★★★★★2026-07-30

Simple is Back

The title speaks for itself if you know, what simple is, it’s definitely back!

App StoreUSv1.42.460ease-of-use
★★★★★2026-07-22

Switched from Qube Money to Envelope

Great switch from Qube Money. Envelope has the bank relationship.

App StoreUSv1.42.460other
★★★★★2026-06-23

So Grateful for Envelope

Finally, a bank that budgets the way I do. Automate your budget, know how much you can spend each paycheck - perfection. Life changing!

App StoreUSv1.42.460core-feature
★★★★★2026-06-13

Harry n

This is the best budgeting app out there. Instead of it just helping you understand where you are spending after you spend it stops you from breaking your budget. Anyone trying to follow a budget should use this app! It will change your life.

App StoreUSv1.42.460core-feature
★★★★2026-06-01

Great start, Looking forward to more robust functionality.

I feel like I willed this app into existence, with how perfectly its overall brief meets my needs. Using it BASICALLY works, but I’m hoping for things like Plaid-compatible bank logins, the ability to dictate how virtual cards show up in Apple Wallet, envelope cards being able to accept reverse debits (like an instant Venmo payment, for example) Still. Even with that, this is a tool I wished existed, and then found out it did. Keep up the good work.

App StoreUSv1.42.460other
★★★★★2026-05-31

Best banking solution ever for families

Saved our family finances. Best banking and budgeting took for families and individuals. Saved us.

App StoreUSv1.42.460core-feature
★★★★★2026-05-08

Best Budgeting App I’ve Ever Used!!!

This app is so good… I promote it like the developers are paying me!! This app is a tool the helps you IN REAL TIME budget and think about your spending. A lot of apps you give a projection of what you want to spend or can spend. You normally would set aside money for a, b, c, etc. after that you do the best you can remembering how much is in the budget and so forth. This app goes another step. You actually have features that make you think twice about spending. You keep your money nice and neat in the envelopes. No more surprise transactions because each envelope can have a virtual card. I connect Netflix to it’s on Envelope and fund it accordingly. Amazing app.

App StoreUSv1.42.460core-feature
Research receiptSources, retention and credits

What this run read

  • Meta Ad Librarynot read
  • LinkedIn Ad Librarynothing found
  • Google Ads Transparencynothing found
  • TikTok Ad Librarynot read
  • App Store70
  • Trustpilotnothing found
  • G2not read
  • Capterranot read
  • Google Play12

8 credits spent

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